Cyber insurance,
underwritten by Hiscox.
The free £25,000 policy included with Cyber Essentials is a good start, but it rarely covers the full cost of a serious incident. Through our partnership with Hiscox, we offer specialist cover of up to £1,000,000, with up to 10% off once you're Cyber Essentials certified.
Get a quoteIf any of this sounds like you, it's worth having.
Cyber insurance isn't just for large enterprises. If your business does any of the following, a serious incident could cost far more than you'd expect.
You store personal data
Customer or staff personal information is a common target for cybercriminals, and a breach can mean serious legal and regulatory costs.
You run on business software
Most businesses depend on software to operate day to day. A breach or outage can be costly to put right, and costly to be without.
You take card payments or use digital banking
Fraudulent transfers and stolen card details are an increasingly common target for cybercriminals.
You have a website or use cloud storage
If a website drives sales or leads, downtime or a breach can hit revenue and reputation at the same time.
Cyber Essentials includes free cover. It's not always enough.
Passing Cyber Essentials includes a free cyber insurance policy underwritten by AXA, up to £25,000. For many businesses, a serious incident costs well past that, so we also offer specialist cover underwritten by Hiscox, up to £1,000,000, with a discount once you're certified.
Not sure which is right for you? Get in touch and we'll talk through what your business actually needs.
Cover built around what a cyber incident actually costs.
Data breaches
Support when personal data is accessed without permission, including forensic investigation, legal advice, notifying affected customers or regulators, and credit monitoring for anyone affected.
Business interruption
The cost of getting back to normal after an incident, plus compensation for lost income, including where it's caused by reputational damage, and costs like staff overtime.
Legal investigations
Defending and settling claims over failing to keep customer data secure or breaching GDPR, plus the cost of a regulatory investigation and any fines insurance is legally allowed to cover.
System damage
Repair, restoration or replacement if your network, systems, website or data are damaged, whether by an external attacker or an internal mistake.
Extortion or ransomware
Cover for the cost of a ransom and associated expenses if your systems or data are held to ransom, plus a specialist risk consultancy to help manage it.
Reputation protection
PR and crisis management support to protect your reputation after a breach, including help building a communication strategy.
What happens if you need to claim.
Hiscox handles claims directly, with a dedicated incident team on hand around the clock.
1. Report
You alert Hiscox's 24/7 incident team, and an incident manager is assigned within an hour.
2. Assess
A specialist team investigates what happened, with legal experts determining next steps.
3. Respond
PR support manages the fallout while specialists work out what caused it and put it right.
4. Back to business
Business interruption is assessed and any valid claims are paid.
The exact premium depends on the size of your business and its risk profile, and businesses that are Cyber Essentials certified get up to 10% off. Tell us a bit about your business below and we'll come back with a proper quote.
Our complementary security services.
Cyber insurance is often just one part of the picture. Here's what else we can help with.
Cyber Essentials
A UK Government-backed self-assessment certification, showing clients, partners and stakeholders you take cyber security seriously.
Cyber Essentials Plus
Builds on the basics with an independent, hands-on technical audit, giving extra assurance that your controls hold up in practice, not just on paper.
Penetration Testing
We test your systems the way a real attacker would, monthly from £150 or as a one-off, then give you a clear report on what to fix and how.
Vulnerability Assessment
Monthly or annual scans that catch outdated software and missing patches before they're used against you, with a clear, prioritised report.
Cyber insurance, answered.
Still wondering something? Send us an enquiry below and we'll answer directly, no pitch attached.
What's the difference between the free Cyber Essentials insurance and this?
The free policy included with Cyber Essentials is underwritten by AXA and covers up to £25,000. This is a separate, more comprehensive policy underwritten by Hiscox, covering up to £1,000,000, for businesses that want a bigger safety net.
Do I need to be Cyber Essentials certified to get this cover?
No, it's available regardless. Getting Cyber Essentials certified first gets you up to 10% off the policy though.
How much does it cost?
Prices start from £250 a year. The exact premium depends on your business size and risk profile, so we'll come back with a proper quote once we know a bit more about your business.
What happens if I need to make a claim?
You report it to Hiscox's 24/7 incident team, and an incident manager is assigned within an hour. From there, a specialist team investigates, handles the legal and PR side if needed, and processes the claim.
Can I choose my own IT or PR supplier if I need to claim?
Yes. You'll have access to a panel of vendors, but you can also use your own preferred supplier with the insurer's consent.
Does this cover mistakes by my own staff, not just outside attacks?
Yes, genuine operator error, such as an employee mistake that causes a system failure, is covered, which isn't always the case with more basic policies.
Want to ask a question or request a quote?
Tell us a bit about your business and we'll come back with the right cover for you, or pick a time straight from our calendar.